Our Family of Brands
Whether you're covering personal expenses or growing your business, our brands have a tailored financial solution for every Canadian.
Installment & Personal Loans
Flexible personal loans designed to give you breathing room. Whether you're consolidating debt, handling emergencies, or planning a major purchase, our installment loans offer predictable payments to fit your budget.
How It Works:
- Fixed Payments: Enjoy predictable monthly schedules with no surprise fees.
- Flexible Requirements: Accommodating lending criteria designed to help more Canadians access the funds they need.
- Fast Funding: Get approved quickly and receive funds directly in your bank account.
Predictable Installments
Take control of your finances
Merchant Cash Advances
Empowering small and medium-sized enterprises with the capital they need to grow. Our Merchant Cash Advances provide upfront capital based on your future sales, completely adapting to the natural flow of your business.
How It Works:
- Revenue-Based Repayment: No fixed daily or monthly payments. We take a small agreed percentage of daily sales.
- High Approval Rates: We look at the health of your business revenue, not just your credit score.
- Use Funds Freely: Buy inventory, upgrade equipment, or handle payroll — the choice is yours.
Grow Your Business
Funding that flows with you
Payday Loans
When you need cash immediately to bridge the gap before your next paycheck, Magical Cash is here to help. Fast, secure, and confidential short-term loans designed for ultimate convenience.
How It Works:
- Simple Online Application: Apply from anywhere using your phone or computer in minutes.
- Instant Decisions: Receive an answer right away so you know exactly where you stand.
- Repay on Payday: The loan is automatically repaid when your next paycheck arrives.
Fast & Convenient
Money when you need it most