Need Cash Fast?
We’ve Got You Covered!
Magical Cash by Magical Credit: Get quick online loans up to $1,500 deposited into your account in less than an hour!*
Quick Approval No Hidden Fees No Credit Checks
*Only funded within 1 hour when all documents are received and the loan agreement is signed.
Trusted by Canadians
We understand your concerns
Revolutionize your short-term loan experience with our stress-free quick online loan.
No Judgement
We believe everyone deserves financial assistance without judgment. Our process is respectful and private.
100% Secure
Your personal information stays safe with our confidential and secure process.
No Credit Check
Get your loan approved fast, no credit check needed.
No Hidden Surprises
Transparent pricing with no hidden fees. We provide clear terms and conditions to ensure fair dealings.
Unexpected Bills? No Problem!
Don’t let unexpected expenses cause you stress or financial hardship.
Our short-term online loans offer a fast and efficient way to get the cash you need, precisely when you need it. With easy online applications and quick approvals, you can regain control of your finances and focus on what truly matters.
Apply now and get the money you need in as little as one hour. Get started with our easy online application today.
New Phone
New Appliance
Sick Pet
Car Repair
How it Works
Magical Cash, powered by Magical Credit, offers a seamless and transparent lending process designed to meet your financial needs quickly and efficiently.
STEP 1
Apply Online
Fill out a simple application form
STEP 2
Get Approved
Quick approval process without any credit check
STEP 3
Receive Funds
Money deposited into your bank account within an hour
Trusted by Canadians 
Trusted by Canadians
Read our reviews to see why our customers choose us for their online loan needs
I highly recommend this credit company.My transaction was with Dornett and she was incredible,soft spoken and very informative.The process was simple and everything was done over the phone super fast.Thank you so much!
Magical credit is very thorough and quickly sends your funds, especially if you are renewing. Thankyou for your diligence and speediness!
Great experience! Very informative and nice! Answered all my questions and helped me fill and send everything needed! Def would recommend! Now I can pay for the dental surgery I need and not go bankrupt. Thanks 😁
Easy simple and direct, usually getting my funds very quickly, customer service is great!! I recommended them to my friends.Blessings
Amazingly fast reply’s. I highly recommend. It’s been a great experience and very helpful staff. If I could give a higher star rating I definitely would.
Quick and easy to get money I needed. No hard forms to fill out. Had the funds within the hour Will use Magical Credit again
Great customer service. Very transparent and fair. Quick turnaround and easy to apply.
Got a loan from magical credit. And I must say the service was fantastic…. Everything was fast easy…. I spoke with Jenny who gave the best service…. I highly recommend
Great service and willingness to help with your situation i would recommend anyone to use their servicesThank you for all the support
My experience with Magical credit was great. Good customer service and prompt response.
Jenny, was very quick, efficient and worked hard to help me out of the situation I was in. She was even able to get me qualified for more than I suspected I could have.
First time applicant here and I was really impressed from the customer service, the online process and how quick I was went from applying to getting funds in my account . My repDornett was very helpful and answered all my questions and reassured me with the process. Highly suggest this place for anyone looking for financial assistance.
The company was very responsive and they were able to loan me lesser than the minimum amount to help me with my financial needs. Highly recommend
I was completely impressed with their professionalism and customer serviceThank you.
Not only did I get to actually speak with two very 'magical' ladies in the office, but they are efficient and kind. They treated me like valuable person and made me feel good. They guided me patiently through every step. I would highly recommend this lending company!! I would give them 6 stars if I could 🙂
Dealt with Jenny today. Super helpful incredibly polite. Not the first time dealing with this company. Always so friendly and knowledgeable. Will definitely recommend to anyone looking for somewhere to borrow when struggling a little.
I am a new customer with Magical Credit and my experience was great. The representative on the phone was very cheerful and made me feel important. Though I initially asked for a higher amount I was still happy to receive the amount that was offered to me. I hope in the future once I prove myself to Magical credit I can obtain a higher amount up to 20,000 dollars .Maybe I can take at that point a nice European vacation .thank you Magical credit , and i recommend it to anyone . Fast approvals.
The application process is very seamless. Both customer service representatives I dealt with were very polite and informative.I'm working on my third loan and I look forward to our continued relationship.I would recommend to anyone looking for some quick cash
Frequently Asked Questions
A payday loan is a quick, small loan that you need to pay back in full by your next pay date
Simply fill out an Application. We’ll be informing you of every step of the way through email, text or phone. You’ll also be able to check the application status when you log in to the customer portal
Our loan requirements are very simple:
– Receive consistent income for the past 3 months (minimum of $2,000 per month).
– Be the age of majority in your province/territory (18 or 19)
– Have a SIN (excluding temporary SIN)
If you meet these requirements, we would only need to review 90 days of your bank statements to determine approval
You can borrow up to $1,500. If you’d like to borrow more than that, visit Magicalcredit.ca
The cost of borrowing is $15.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, for instance, the cost of borrowing is $150.00. The total to payback is $1,150.00
A payday loan is a quick, small loan that you need to pay back in full by your next pay date
Simply fill out an Application. We’ll be informing you of every step of the way through email, text or phone. You’ll also be able to check the application status when you log in to the customer portal
Our loan requirements are very simple:
– Receive consistent income for the past 3 months (minimum of $2,000 per month).
– Be the age of majority in your province/territory (18 or 19)
– Have a SIN (excluding temporary SIN)
If you meet these requirements, we would only need to review 90 days of your bank statements to determine approval
You can borrow up to $1,500. If you’d like to borrow more than that, visit Magicalcredit.ca
The cost of borrowing is $15.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, for instance, the cost of borrowing is $150.00. The total to payback is $1,150.00
Responsible Lending you Can Trust
We don’t approve every application because we want to make sure your Magical Cash loan doesn’t create more difficulties for you. If you’re approved, it’s because we truly believe you’ll be able to make good on your commitment.
