How to Spot Payday Loan Scams in Canada
Payday loans provide essential access to necessary funds for some of Canada’s most vulnerable residents, but sadly, predatory companies are working to exploit those most in need of fast cash. Payday loan scams are on the rise, so Magical Cash is here to help you recognize the legit from the counterfeit and to keep you […]
Do Payday Lenders Check Your Credit in Canada?
Over 1.5 million people will turn to payday loans in the next three months – many because these instruments don’t rely as heavily on credit as other types of loans. But just because this form of financing is available to those with bad credit, it doesn’t mean credit and payday loans don’t impact each other. […]
How to Get Approved for a Loan with Bad Credit
Over 14% of Canadians have bad credit – meaning some five and a half million of us struggle to qualify for financing. Failure to qualify for a loan doesn’t mean you stop needing one, though, and fortunately, there are some options for those in this difficult position: Get a Bad Credit Loan Traditional lenders, like […]
How to Get a Payday Loan in Canada: a Step-by-Step Guide
If you need money in a hurry, then like millions of other Canadians, you’ve probably thought about getting a payday loan. These short-term, no-credit-check loans can provide vital financial relief, but there’s a lot of misinformation out there about how they work and who can get one. So let’s break down exactly what you need […]